The portfolio crash

Your portfolio has fallen 30% in six months. What do you do? Work through four decisions, see the financial consequences and examine the arguments behind your choices.

About 5 minutes4 decisions3 follow-up scenariosNo data storage

Current value in the simulation€350,000

Decision 1 of 4

START · SIX MONTHS AFTER THE CRASH

The first decision

You started with €500,000: 75% equities and 25% bonds/liquidity. Equities have fallen 40%. The total portfolio is now worth €350,000.

You do not expect to live structurally from this portfolio for the next twelve years. The economic outlook is bleak, but nobody knows the next market move.

What do you do?I sell half of my equities and move the proceeds to the defensive allocation.I make no change to the portfolio.I move €30,000 from the defensive allocation to equities.I restore the original 75% equity and 25% defensive allocation.

Why are you choosing this?

Educational simulation. Not a suitability test, psychological diagnosis, wealth-management recommendation or forecast. All returns, events and amounts are fictional. A different sequence or market reaction produces different outcomes.

Wealth management is carried out by Van Lieshout & Partners. Through Xcountryconsultancy B.V., Robert Kruisland acts as a tied agent and provides the introduction and relationship guidance.