The wealth growth meter

Explore how returns, time and withdrawals affect your wealth. Change one assumption and see how its consequences compound over many years.

Instant result5 variablesNo data storage

OUTCOME OF THE CALCULATION

Wealth after the time horizon€529,34525 years

Purchasing power in today’s euros€322,652Annual inflation: 2.0%

Total withdrawn€640,606inflation-linked

Ending wealth without withdrawals€1,693,177reference path

How wealth develops

With withdrawalsPurchasing power of remaining wealthWithout withdrawals

What stands out?

After 25 years, nominal wealth is 5.9% above the starting amount. In today’s purchasing power it is 35.5% below.
The initial withdrawal is 4.0% of starting wealth. The model pays out €640,606 in total; foregone compounding adds roughly €523,227 to the difference versus no withdrawals.
A 5.0% average is smooth in this calculation. Real markets are not. Two paths with the same average return can produce very different outcomes when withdrawals occur early.

The calculation is clear. The future is not.

The meter applies the same return every year and deducts the withdrawal at year-end. Actual returns fluctuate. With withdrawals, the sequence of good and bad years can materially change the outcome.

Read why living from wealth demands a different structure

All inputs and calculations remain in your browser. No personal data is requested or stored.

Educational calculation. Not a return forecast, financial plan, suitability test or personal investment advice. Taxes, costs, irregular cash flows and the actual sequence of returns are excluded.

Wealth management is carried out by Van Lieshout & Partners. Through Xcountryconsultancy B.V., Robert Kruisland acts as a tied agent and provides the introduction and relationship guidance.